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Terms & Conditions

1.Documentation should be completed within 10 days from the date of issuing of approval letter otherwise the company will cancel the loan.
2.There could be a fine 0.5% of E.M.I. amount if installment will not be paid timely.
3.Rate of interest minimum 12%, Max.20% .
4.File will be cancelled after 15 days if the procedure is incomplete.
5.Period of loan allowed up to a Min. 1 Year, Max. 10 Year.
6.Amount of loan allowed up to a maximum 80% of the current market value of the property offered in mortgage.
7.Minimum amount of loan should be One Lack for personal and property 3 lakh
8. Installation payable on monthly / quarterly / half yearly or yearly basis.
9. Property of any type from anywhere in India is acceptable. Premature repayment of loan and termination of mortgage is allowed without any penalty of charge of further interest.
10. Processing fees is required to be born and paid by the borrower after getting the loan approval letter, if approval and only after having received the loan sanction commitment letter from us by the borrower. Stamp Duty Charge for Agreement and mortgage 0.5 to 2 % Depend to Loan Amount. All charge are Refundable.
11. The provision issuing a session I commitment, letter. If issued is binding on the prospective lender/financer and is also a claimable right of the prospective borrower under the law.
12. Loan process and disbursement both take about 15 days. 12B. All dealing or transaction will be carried on transparently